# Inclusive Pool

| Date             | Updates                                                                            | Before | After                                                                                                                                                                                                                                                                                                                                 | Description                                       |
| ---------------- | ---------------------------------------------------------------------------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------- |
| December 9, 2020 | Launch borrowing, lending and insuring features, Support pUSDT, pUSDC, pDAI, pUSDC | /      | <p>Pool distribution coefficient: <strong>Inclusive Pool</strong> <strong>2x</strong>;</p><p>Distribution ratios (Borrowing : Lending : Insuring) : <strong>40% : 30% : 30%</strong>;</p><p>Commission Fee: <strong>15%</strong></p><p>Incentives: pUSDT <strong>1x</strong>, pUSDC <strong>1x</strong>, pDAI <strong>1x</strong></p> | Launched borrowing, lending and insuring features |